Mortgage

Ohnward  offers a selection of various fixed rate mortgage loan programs to finance or refinance your dream home.

We are committed to providing prompt, flexible, personalized, competitively-priced mortgage loans as a locally owned community bank where all decisions are made locally and in a timely manner.

Expert mortgage lenders......offering new home construction, refinancing, home mortgage loans, or first time home buyer programs...

Joan Kramer    -        Pat Recker      -      Don Green      -       Mark Sillman       -      Tami Zumbach      -    Mike Ahart

Click Here to contact any of our expert lenders or call them for fast FREE pre-approval - local lenders with local decision making....

Cascade:
Joan Kramer 563-852-7696

Monticello & Onslow:
Pat Recker - 319-465-6173

Baldwin:
Don Green - 563-673-5711

Cedar Rapids/Marion:
Mark Sillman or Tami Zumbach - 319-363-0261

Marion:
Mike Ahart - 319-373-1371

The following information is usually required during the loan process:

• Your Social Security number
• Previous two years W-2 forms
• Current pay stubs or, if self employed, your tax returns for the past two years
• Bank statements for the past two months
• Investment account statements for the past two months
• Retirement account statements for the past two months
• Credit card account information
• Auto loan account  information
• Personal loan account information

If you currently own Real Estate:

• Mortgage account information
• Home insurance policy information
• Home equity account information (if applicable)