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	Reward Checking	FREE Safe Checking	Now Checking	Supreme Club Checking	Health Savings Account
Minimum Balance	No minimum balance requirement	No minimum balance requirement	$1000 daily minimum	No minimum balance requirement	No minimum balance
Transactions	Unlimited check writing	Unlimited check writing	Unlimited check writing	Unlimited check writing	No Fees for six withdrawals per month ($1.00 per withdrawal over six)
Requirements	Minimum initial deposit - $100 Must have a direct deposit or ACH transaction Make at least 10 debit card transactions (excluding ATM transactions), and receive e-statements.	Minimum initial deposit - $100	Minimum initial deposit - $100	For those age 55+	Must have a high deductable health insurance plan
Interest	Premium rate is paid on a two tier basis: $0 to $25,000 and $25,000.01 and over if requirements are met		Variable interest rate computed on daily balance and paid monthly	Variable interest rate computed on daily balance and paid monthly	Variable interest rate computed on daily balance and paid monthly
Fees	No monthly fees	No monthly fees Check images available for $2.00/month	$7.50 per month if balance requirements are not met Check images available for $2.00/month	No monthly service charge	Monthly maintenance fee ($3.00 plus tax)
Benefits	No fee ATMs nationwide if requirements are met Free debit card	Free debit card or ATM card	Free debit card or ATM card	Free debit card or ATM card Free specialty checks	Free online banking and bill pay Free first 50 checks
Benefits	Free online banking and bill pay		Customers maintaining a $2500 minimum daily balance savings account and VIP/VIP PLUS members are excluded from all charges		Monthly statement with check images

To earn premium rate*, we ask you to:

Have One Direct Deposit or ACH Auto Debit per Qualification Cycle
Receive Your Monthly Statement Electronically
Make at Least 10 Debit Card Transactions per Qualification Cycle (Excluding ATM Transactions)

Account also offers:

Free Debit Card
Free ATMs Nationwide**
Free Online Banking and Bill Pay
No Minimum Balance Requirements or Monthly Fees
Unlimited transactions

When requirements are not met:

Interest is Earned at the Base Rate on Entire Balance

Account continues to offer:

Free Debit Card
Free Online Banking and Bill Pay
No Minimum Balance Requirements or Monthly Fees
Unlimited Transactions

* Premium rate is paid on a two tier basis:

$.01 to $25,000
$25,000 and over

**ATM fees are refunded on the last day of the qualification cycle when all requirements are met.

free_safe_checking_title

No Minimum Balance & No Maintenance Fees
Unlimited Check Writing
Minimum Initial Deposit $100.00
Check Image Available for $2.00/month
Free Check Card or ATM Card

No Fee with $1,000 Monthly Average Balance ($7.50 /month fee will be incurred if balance requirements are not met.)

Free Check Card or ATM Card
Free eStatement Variable Interest Rate Computed on Daily Balance and Paid Monthly
Minimum Initial Deposit - $100.00

supreme_club_checking_title

No Minimum Balance & No Maintenance Fee
Free Check Card or ATM Card
Free Specialty Checks
Variable Interest Rate Computed on Daily Balance and Paid Monthly
Newsletters
Discount on Safe Deposit Box
Social Events/Trips
Free Traveler's Cheques

health_savings_account_title

Tax Savings for Those Who Are Covered Under High Deductible Health Insurance Plan
No Minimum Balance
Variable Interest Rate Computed on Daily Balance and Paid Monthly
Free Check Card (Health)

rewards_homeowner_benefits

Ask About Special Features and Benefits for Homeowners


		Convenience is important to us. In order to serve you better we have branches in Baldwin, Cascade, Cedar Rapids, Marion, Monticello and Onslow. Click here to view ATM locations.