Savings

• No Fee With A $100.00 Monthly Minimum Balance ($1/Month If Balance Falls Below $100.00)
• Six Withdrawals/Month Free; .50/Withdrawal Exceeding Six Per Month
• Variable Interest Rate Computed on The Daily Ledger Balance and Paid Monthly
• Minimum Initial Deposit - $100.00
• Quarterly Statements

• No Minimum Deposit & No Required Balance
• Savings Club for Age 18 and Under
• Special Events
• Birthday Acknowledged with Birthday Card
• Variable Interest Rate Computed on the Daily Ledger Balances and Paid Monthly

• $1.00 Minimum Deposit Required to Open Account
• Variable Interest Rate Computed on the Daily Ledger Balance and PAID Each Year
• Checks Will Be Issued Latter Part of October

• Variable Interest Rate Computed on the Daily Collected Balances and Paid Monthly
• Unlimited Deposits
• No Monthly Fee with a $1,000.00 Minimum Daily Balance a $5.00 Monthly Maintenance Fee if Balance Requirements Are Not Met
• Minimum Initial Deposit - $1,000.00
• Over six withdrawals of $2.00 maintenance fee per item

Unlimited withdrawals may be made by mail, in person and thru an ATM. Federal regulations limit preauthorized, electronic, telephone or check withdrawals to six per month.

Certificate of Deposit (CD’s) are a fixed rate, safe, secure deposit. The safety of the deposit is supported by the strong capital of Ohnward Bank and Trust in addition to providing FDIC insurance

• Flexible Maturities From 6 Months to 5 Years
• Interest Compounded and Credited Semi-Annually

• Higher Interest Rate Offered Than Most Savings Accounts
• Interest Compounded and Credited Semi-Annually
• Unlimited Additional Deposits Can Be Made at Any Time to Account
• Minimum Initial Deposit $100.00
• Funds Are Invested For a Full Year Before Maturity

Ohnward Bank and Trust participate in the CDARS program, allowing you to enjoy full FDIC insurance on deposit amounts that exceed current FDIC limits. Ask a customer service representative for more details.

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